Keel Shield

Compliance that files itself.

5500s, ACA 1095s, wrap and SPD, generated from the data Keel already has and filed on time. You stop chasing deadlines.

Stop being the compliance backstop.

Every client's filings drafted and tracked automatically, so a missed 5500 is never your 2 a.m. problem. One board across the book.

app.keel.com/compliance
Keel Shield
Compliance, 2026 plan year
Every filing tracked, drafted, and submitted from data you already have.
Amanda
AmandaFilings on autopilot
Amanda
You are covered. Your 1095-Cs and 1094-C are filed, the wrap and SPD are current, and I have drafted your Form 5500, due in 18 days. I caught one new gag-clause attestation and drafted that too.
5500 drafted, ready to reviewNothing overdue
On time
0%
every filing, every year
Next deadline
0 days
Form 5500, drafted
Auto-generated
0 forms
from plan + census
Open gaps
0
nothing flagged
Filing calendar 2026
ACA 1095-C480 employees · filed Mar 2
Filed
ACA 1094-C transmittalfiled Mar 2
Filed
Wrap document & SPDcurrent, distributed
Current
Form 5500due Jul 31 · drafted by Amanda
Drafted
Gag-clause attestationdue Dec 31 · drafted
Drafted
PCORI feedue Jul 31 · scheduled
Scheduled
Safe Harbor
100% on time, audit-ready
Document vault auto-built
SPD & WrapAuto
1095-C (480)Auto
5500 draftAuto
Required noticesAuto
Illustrative. Example plan year, representative filings, not legal advice.
Why it's different

Compliance should not live in your inbox.

The old way

A scramble and a prayer.

A consultant, an attorney, and a calendar reminder you set yourself.
Re-keying census data into a 5500 every summer.
Finding out about a new attestation requirement late.
A penalty letter for the one thing that slipped.
With Keel

Drafted, tracked, on time.

Filings generated from the plan and census Keel already holds.
Every deadline tracked, drafted ahead, and surfaced early.
New requirements caught and drafted before you hear about them.
A clean, audit-ready record, all in one place.
By the numbers

Deadlines that never sneak up.

0%
Filings on time
Auto
Generated from your data
Early
Drafted before the deadline
0
Separate compliance vendor
Better together

It files from the same record.

Shield does not ask you for data twice. It reads what the rest of the suite already captured.

Keel Export
Shares the census
The same clean election record that feeds the ben admin feeds your 5500 and 1095s.
Keel Continuation
Stays in sync
COBRA events and notices land in the same compliance record automatically.
Keel Pulse
Proves participation
Enrollment data backs the affordability and offer math your ACA filings rely on.
Questions

The details.

Which filings does Shield handle?
The recurring ones that come with running a plan: ACA 1095-C and 1094-C, Form 5500, the wrap document and SPD, required participant notices, the gag-clause attestation, and PCORI fees. Amanda drafts each from the plan and census data Keel already has and tracks every deadline.
Does it actually file, or just remind me?
Both more than a reminder. Each filing is drafted and ready, you review and approve, and Keel handles the submission and keeps the record. Nothing files behind your back, and nothing waits on you to start it from scratch.
Is this legal advice?
No. Shield automates the preparation and tracking of standard filings. For novel or complex legal questions, it flags them and keeps your counsel in the loop. The goal is to take the routine, deadline-driven work off your plate, not to replace your attorney.
What does this do for the broker?
It removes the quiet liability you carry on every client. One board shows every group's filings and deadlines, all drafted ahead, so a missed 5500 is never the call you dread. It is one less thing your clients can blame you for, and one more reason they stay.
Keel Shield

Let the deadlines
take care of themselves.

See your filings drafted, tracked, and submitted on time, from data Keel already has.

Get a demoTry it yourself · 90 sec